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"I would recommend Keri to anyone looking to purchase or build a home or refinance their existing mortgage."
- Debbie Peek, Escrow Officer, First American Title, Austin, Texas
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| Step 5: Closing/Funding
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Signing
To officially “close” your loan, you will need to sign closing documents. This typically is done at a title company or an attorney’s office and usually takes about an hour. We will set a convenient day and time for you to sign the final paperwork. You will need to bring a certified check or money order for any funds you are providing, as well as your current driver’s license or photo ID.
Wiring funds
Typically, your loan amount is wired to the closing agent’s office. For a refinance, your loan has a rescission period. This is a federal requirement whereby you have three days after closing before your loan funds. This allows you three days to make sure of your decision to refinance. If you do not cancel within those three days, your loan will fund on the fourth day following your closing (not counting Sundays).
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Stratus Mortgage, LLC
Terrace VII | 2801 Via Fortuna, Suite 450, Austin, TX 78746
brian@stratusmortgage.com | ph. (512) 263-0641 | alt. (866) 710-0641 |
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